Posts

Business Owners Insurance By Wynn Insurance Agency

If you own a small business with fewer than 100 employees, you will need Business Insurance in San Jose and the Wynn Insurance Agency has you covered. A business owner's insurance policy offers several types of coverage, including two types of coverages required under California law: general liability insurance and commercial vehicle liability insurance. General Liability Insurance This type of insurance is created to protect business owners if an accident or other incident happens at their business or because of their business to a customer or others. For example, if someone is visiting the restaurant you own, and they slip and fall on a wet floor, this policy will cover their injuries. If you own a tree-trimming service and your employee drops a branch on a passerby, this type of insurance will pay that person’s medical bills. It also covers property damage, so if your employee drops a tree on the house, this part of your policy will cover any damages caused by the incident. Com

Professional Liability Insurance in California!

Image
Are you being sued by your client because of your inability to complete a project on time which in reality is not your fault but a technical glitch? Well here comes Professional Liability Insurance or PLI to protect IT managers like you against claims of negligence and software copyright infringement. Professional Liability insurance is important coverage for businesses that protect against claims from their clients. Mistakes happen. Misrepresentations occur. But life and businesses should not stop. Professional Liability insurance is the answer for all such problems during your professional service. So if you are a professional in Indiana, it is advisable to take this policy to protect yourself from harrowing experiences from clients. Who Are Protected Through Professional Liability Insurance? Professional Liability Insurance in California  protects professionals like lawyers, accountants and physicians. If you are a professional in Indiana with expertise in such fields then having su

Commercial Property Insurance In San Jose By Wynn Insurance Agency

Image
The real estate market in California has continued to be one of the strongest for a long time. This has helped to benefit homeowners as well as those that own rental properties. If you own a rental property here, you will continue to receive strong demand from people who will want to lease your space. While many advantages come with owning a rental property, there are risks. Fortunately, getting a   Commercial property insurance in San Jose ,   California   can help to mitigate some of these risks. Insurance Protects Asset One of the advantages of getting landlord insurance is that it can help to protect your assets. Anyone that owns a rental property will want to ensure that it is fully covered by insurance at all times. When you have a landlord insurance policy, you can receive coverage that will cover many forms of damage. This can also include providing coverage for damage that was caused by one of your tenants. Gives Liability Protection As a rental property owner, you are going t

Home Insurance Company in San Jose | Wynn Insurance Agency

Image
Whether you just moved to California or you have lived here for a long time, you need home insurance. Your policy may vary depending on the options you choose. Still, Wynn Insurance Agency home insurance company in California wants you to understand what goes into a standard policy, so you know your starting point. A standard policy covers property damage, liability, other structures, and living expenses. Only property damage incurred from a named peril – a hazard discussed explicitly in the policy – gets paid for by the policy. This typically includes fire, wind, lightning, etc. In California, earthquake coverage requires a separate policy. Throughout the US, the peril of flooding requires a National Flood Insurance Program (NFIP) policy. The coverage applies to all four areas, but liability is not typically incurred during one of the perils. For example, if property damage occurs due to fire, the standard homeowners’ policy covers the structural damage to the home, plus the damage o