Professional Liability Insurance in California!

Are you being sued by your client because of your inability to complete a project on time which in reality is not your fault but a technical glitch? Well here comes Professional Liability Insurance or PLI to protect IT managers like you against claims of negligence and software copyright infringement. Professional Liability insurance is important coverage for businesses that protect against claims from their clients.

Mistakes happen. Misrepresentations occur. But life and businesses should not stop. Professional Liability insurance is the answer for all such problems during your professional service.

So if you are a professional in Indiana, it is advisable to take this policy to protect yourself from harrowing experiences from clients.



Who Are Protected Through Professional Liability Insurance?

Professional Liability Insurance in California protects professionals like lawyers, accountants and physicians. If you are a professional in Indiana with expertise in such fields then having such insurance is a must. It is important to note that general liability insurance does not offer protection against claims arising out of business or professional practices such as negligence, malpractice.

What Does It Cover?

Professional Liability Insurance covers possible losses that are not usually covered by a general liability policy. The common areas that it covers include Copyright law issues, mistakes, oversights, and misunderstandings. Negligent acts, errors or omissions in the conduct of business are also included in the policy terms. Legal costs and expenses incurred in defence proceedings.

Is My Business Covered?

Professional Liability insurance in san Jose is meant for small businesses, startups or even large companies. It includes therapists, counsellors, management consultants, lawyers, photographers, accountants, medical professionals IT consultants, business trainers, real estate managers among others.

How Professional Liability Insurance Works?

Professional liability insurance policies are usually arranged on a claims-made basis. In other words, the policy works best when during the policy period. It means errors, mistakes or misrepresentations that occurred before the coverage will not be covered. However, some policies may include a retroactive date. You can consider taking professional liability insurance in Indiana even if you are on temporary or contractual service.

Insurance Cost

Every state has a different cost and every business will have different terms. All top insurance companies in Indiana will quote the best rates.

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